The Chairman: Senators, our next group of witnesses are Dr. Owen Carrigan, the first vice-president of the Halifax Regional Homeowner's Association; Ann Janega, executive officer of the Nova Scotia Home Builders Association; Doug Dixon, executive officer of the Nova Scotia Real Estate Association; and Gary Paul, a member of the tax committee of the Manufacturers Housing Association.
Le président: Sénateurs, les témoins suivants sont M. Owen Carrigan, premier vice-président de la Halifax Regional Homeowners Association; Ann Janega, directrice de la Nova Scotia Home Builders Association; Doug Dixon, directeur de la Nova Scotia Real Estate Association; et Gary Paul, membre du comité fiscal de la Manufacturers Housing Association.