The idea of micro-credit is based on a clear statement that the current financial system does not provide sufficient sources for small and very small enterprises in particular, in other words, that the system does not make use of the human capital that is present in people who belong to so-called vulnerable groups.
Le concept de microcrédit repose sur un postulat clair selon lequel le système financier actuel n’offre pas suffisamment de sources de financement, notamment aux petites et très petites entreprises ou, en d’autres termes, qu’il n’exploite pas le capital humain des personnes appartenant aux groupes qualifiés de vulnérables.