The lender could give the borrower the following advice: “You are buying a lift truck because you want to increase sales and improve your bottom line. However, for this asset you are buying for, let us say, $100,000, should you not be borrowing $125,000, because you will have to wait a little longer for your accounts payable, because you will have more of them?”
Mais cet actif que tu vas acheter, par exemple, au coût de 100 000 $, est-ce que je ne devrais pas plutôt te prêter 125 000 $, car tu vas devoir attendre un peu plus longtemps pour la réception de tes comptes-clients, parce que tu vas en faire plus?»