Actually, within the small-business book, which includes our agriculture division, the credit risk ratings have held solid throughout the piece, although I think Benny would suggest that small business is a lagging indicator of what's happening in the economy.
En fait, au sein de notre portefeuille de clients PME, qui inclut notre division de l'agriculture, l'évaluation des risques du crédit s'est avérée solide d'un bout à l'autre, bien que, je pense, comme dirait Benny, les petites entreprises constituent un indicateur tardif de la conjoncture.