Even if the insurer and the insured have had prior warning of the bankruptcy of the debtor, of an arrangement of his with creditors or of his inability to meet his obligations, long delays are likely before the official documents establishing the true legal position of the debtor reach them.
S'il arrive que l'assureur et l'assuré soient assez rapidement avertis de la faillite, de la liquidation judiciaire ou de la déconfiture d'un débiteur, il est par contre plus rare que les documents officiels établissant la véritable situation juridique de celui-ci leur parviennent sans d'importants retards.
