The Acting Chairman: His opinion seemed to be that the structure that presently exists for the banks is like a straitjacket, and that it militates against diversification, mergers, free competition, and some of things for which you are criticizing the banks.
Le président suppléant: Il semblait penser que la structure bancaire actuelle, est un carcan en quelque sorte qui milite contre la diversification, les fusions, la libre concurrence, et certains des défauts que vous attribuez aux banques.