If the individual has consistently each year over the past five or six years made a $5,500 contribution to his or her RRSP, and has been doing that on the basis of $150,000 or $100,000 earnings, that is probably something that one could say, in the normal course of financial planning, should be immune.
Prenez le cas d'une personne qui verse régulièrement depuis cinq ou six ans 5 500 $ par an dans son REÉR, avec un salaire de 100 000 $ ou de 150 000 $ par an.