Yes, we believe the large-value transfer system will reduce significantly and practically eliminate the issue of systemic risk, but there's still the concern that if you are a participant in the payments system and you're receiving settlements with respect to these retail payments, first of all, any other party in the system has an obligation to try to make sure it doesn't incur any losses.
En effet, nous croyons que le système de transfert de fortes sommes réduira notablement et éliminera, pour ainsi dire, le risque systémique, mais il reste une crainte.