Unlike the large commercial banks, which typically design and offer fee packages on a national basis, the credit union system is comprised, as I've said, of 498 credit unions, each of which design and provide their own fee packages separately and independently in the communities they serve.
Contrairement aux grandes banques commerciales, qui conçoivent et offrent des forfaits à l'échelle du pays, les caisses populaires qui, comme je l'ai dit, sont au nombre de 498, conçoivent chacune leurs propres forfaits de frais de façon indépendante, dans leurs communautés.