36. believes that more is involved in the cre
ation of a European integrated financial market than just providing consumers with more choice; emphasises that financial literacy should be more actively promoted than hitherto, and that access to proper information and unbiased investment advice is essential; takes the view that principles su
ch as ensuring best execution and carrying out suitability
tests when providing investment services should form the basis for regulatio
...[+++]n of service providers in this field;