14. spoort de lidstaten aan passende financieringsinstrumenten te ontwikkelen, bijvoorbeeld in de vorm van microkredieten, rentesubsidies, financiële leasing, vergoeding van eerste aflossingen of kredietgaranties; stelt dat de lagere overheden bij dit proces moeten worden betrokken;
14. Calls on the Member States to establish appropriate financial instruments, for example in the shape of microcredit, subsidised interest rates on loans, financial leasing, first instalment repayments or credit guarantees; takes the view, furthermore, that regional and local authorities should be involved in the process of providing such support;