What makes the cost go up though is that what we have had is a very steady growth in the economy, as Mr. O'Neill has referenced, and we've seen a growth in sales of our small-business clients too, and as their level of transactions goes up service charges go up, because in a number of cases the service charges are attached to unit pricing.
Toutefois, les frais augmentent parce que l'économie croît très régulièrement, comme M. O'Neill l'a dit, et que le chiffre d'affaires de nos petites entreprises clientes grimpe lui aussi. Ainsi, à mesure que le volume de leurs transactions se développe, les frais de service augmentent, parce que, dans la plupart des cas, ces frais se basent sur un coût unitaire.