B. whereas, especially since the European Payments Council was set up in 2002, the European banking industry has made significant efforts to press ahead with the notion of a single payment area; whereas, however, putting plans into practice, such as, for instance, the implementation of agreed standards, is still causing difficulties,
B. considérant que le secteur bancaire européen, notamment depuis la création de l'European Payments Council en 2002, a consenti des efforts importants pour promouvoir l'idée d'un espace unique de paiement, mais que la mise en pratique de projets, comme, par exemple, la mise en œuvre de normes convenues, rencontre encore des difficultés;