Changes have been made to the Canada Student Loans Program, but there is no question that the honourable senator is absolutely right in saying that more and more of our students are turning to private lenders, and the loans they receive do not have the same protections and conditions as those provided under the Canada Student Loans Program, which loans have no waiver in terms of bursaries, nor do they have time constraints for repayment.
Le Programme canadien de prêts aux étudiants a été modifié, mais il est évident que le sénateur a raison de dire que de plus en plus d'étudiants se tournent vers des prêteurs privés, et les emprunts qu'ils contractent ne sont pas assortis des mêmes protections et conditions que dans le cadre du Programme canadien de prêts aux étudiants.