Ms Alison Manzer, Chair, Committee on Financial Institutions Legislative Reform, Canadian Bar Association: With the indulgence of the committee, I will be neither summarizing nor reading the submission but will rather be speaking from my own perspective to try to simplify and give a better flow and logic to why the bar reached its conclusions.
Mme Alison Manzer, présidente, comité sur la réforme législative des institutions financières, Association du Barreau canadien: Si le comité le permet, je ne résumerai pas le mémoire.