Work on achieving a truly single market for financial services is going on through the implementation of the Financial Services Action Plan, which identifies concrete and urgent actions to "secure the full benefits of the single currency and an optimally functioning European financial market" ( [13]).To sum up, the factors for integration have been strong in the last few years and this is clearly going to continue.
La réalisation d'un marché véritablement unique des services financiers se poursuit par la mise en oeuvre du plan d'action pour les services financiers, qui identifie des actions concrètes et urgentes "pour récolter tous les bénéfices de la monnaie unique et assurer un fonctionnement optimal du marché financier européen"( [13]).