Of the remaining banks which participated in the syndicated loan, Chohung Bank, Woori Bank, the NACF, Seoul Bank, Kwangju Bank, Peace Bank, Kyongnam Bank and the Industrial Bank of Korea are all GOK-owned and thus their credit decisions are tainted by GOK policy.
De overige banken die in de consortiale lening participeerden, de Chohung Bank, de Woori Bank, de NACF, de Seoul Bank, de Kwangju Bank, de Peace Bank, de Kyongnam Bank en de Industrial Bank of Korea zijn alle in handen van de Koreaanse overheid en hun kredietbeslissingen dragen het stempel van het beleid van de Koreaanse overheid.