Just because of my knowledge of it, I'll mention the banking industry, which has been used as an example of success. The banking industry would like to be in the insurance business, and they are in the insurance business, but they can't do it out of their branch because of the laws and regulations we have.
Le secteur des banques aimerait prendre part aux activités d'assurance et, effectivement, ils sont déjà dans ce domaine, mais ils ne peuvent mener d'activités d'assurance à partir de leurs succursales en raison des lois et des règlements en vigueur.