After the current government took power, it came forward with two changes, one being the extension of mortgages to 40 years and the other being the zero down payment, both of which led to the devastation of the banking industry in the United States.
Lorsque le gouvernement actuel est arrivé au pouvoir, il a apporté deux changements: d'une part, il a introduit des hypothèques de 40 ans et, d'autre part, il a supprimé le versement initial.