Mr. Beaucage: There are some differences that could occur from one First Nation to the next, and also if it was on settlement lands it could be a little bit different, but by and large the First Nation government would have policies in place to look after default. The first policy might be that they start doing counselling with the homeowner, and the counselling would be, ``Look, you've got a nice house here.
M. Beaucage : D'une Première nation à l'autre, il pourrait y avoir des différences et aussi, s'il s'agit d'une terre octroyée par une entente, mais, en général, le gouvernement de la Première nation disposerait de règles de conduite pour faire face au non-remboursement du prêt.