At the same time, new technologies and business models are emerging, such as peer-to-peer lending or other types of non-bank direct lending, which seek to offer funding to SMEs and start-ups.
Cependant, de nouvelles technologies et de nouveaux modèles économiques voient le jour, tels que le peer-to-peer lending (P2P) ou d'autres types de prêts directs non bancaires, qui proposent des financements aux PME et aux start-ups.